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Welcome to Pension Experts: Your Centrelink and Aged Care Entitlement Specialists

Dealing with Centrelink can be confusing, time-consuming, and frustrating. Whether you’re unsure about your Age Pension, Disability Support Pension, Carer’s Payment, or managing a complex financial structure, Pension Experts is here to help. We specialize in navigating the complex rules of Centrelink to ensure you receive every benefit you’re entitled to, without the headaches.

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Are These Centrelink Issues Keeping You Up at Night?

We’ve helped hundreds of people solve problems like these:


"Am I receiving the right amount of pension?"

If you're uncertain about whether you're receiving the correct payments, you’re not alone. We help part-pensioners and self-funded retirees make sure they’re getting everything they’re entitled to, leaving no stone unturned.

"I’ve received a Centrelink debt notice—what should I do?"

A debt notice can be a huge source of stress. We help you understand why the debt was issued, resolve it with Centrelink, and work with you to ensure it doesn’t happen again.

"How does Centrelink treat my trust, SMSF, or company income?"

Centrelink’s rules around trusts, SMSFs, and company income are notoriously complex. We specialize in these cases and can help ensure your assets are structured in a way that maximizes your payments.

"What will happen to my pension if one of us passes away?"

Understanding how your pension changes when a spouse passes away is critical. We help ensure that you’re protected, and that your entitlements remain optimized.

"Am I missing out on benefits as a self-funded retiree?"

Many self-funded retirees assume they’re not eligible for Centrelink benefits, but that’s not always the case. We conduct a thorough review to ensure you’re not missing out on any entitlements you may be eligible for.

"I’m entering aged care—how will that impact my Centrelink payments?"

Transitioning into aged care can have a major impact on your entitlements. We help calculate how aged care fees, means testing, and Centrelink payments interact, ensuring you get the best financial outcome.

Who Pension Experts Helps

We provide personalized assistance for:

  • Part-pensioners and self-funded retirees who are unsure if they’re receiving the correct payments.
  • Individuals or couples who are preparing to move into aged care or home care and need help understanding their entitlements.
  • People with complex financial structures like trusts, SMSFs, or companies, who want to know how these affect their Centrelink benefits.
  • Parents of children on the NDIS or receiving Disability Support Pension, who want advice on inheritance management without cutting off their child’s entitlements.
  • People dealing with Centrelink debt notices who need professional guidance to resolve the issue.
  • Individuals applying for or managing Carer’s Payment or Carer’s Allowance, needing assistance with applications or ongoing reporting.

Who Pension Experts Is NOT For

While we provide a specialized service, there are certain areas we don’t cover:

  • We do not handle new Disability Support Pension (DSP) applications. However, we provide advice and guidance for existing recipients or prospective recipients looking to optimize their financial situation.
  • We do not handle new JobSeeker Allowance applications, payments related to allowances, or Child Support issues. However, we specialize in helping with pension payments from Centrelink, such as the Age Pension, Disability Pension (for existing recipients), and Carer's Pension, ensuring you're receiving the maximum entitlements you're eligible for.

What You Get in the $395 Centrelink Audit

The $395 Centrelink audit is a comprehensive, one-hour meeting that gives you expert, personalized advice on your Centrelink situation. This meeting is designed to:

Identify Issues:
We review your entire Centrelink position, whether it’s Age Pension, Disability Support Pension (for existing recipients), Carer’s Payments, or aged care fees, and identify any problems or missed opportunities.

Answer Your Questions:
You’ll have the chance to ask any questions about your Centrelink entitlements, payments, and the rules that affect you.

Provide Clear Action Steps:
At the end of the audit, you’ll walk away with actionable steps you can take to fix issues, improve your benefits, and manage your Centrelink dealings.

In-Depth Calculations:
For those moving into aged care or home care, or dealing with means-tested fees, we provide detailed calculations to help you understand how these affect your benefits.

Forms and Process Guidance:
We’ll guide you through the exact forms and steps required to correct any issues or to apply for the appropriate entitlements.

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Here’s a real example of a result

from a previous meeting

What Happens After the Meeting?

At the end of your audit, you will have a clear understanding of your Centrelink situation and know exactly what steps to take next. Some clients may be ready to handle everything themselves, but if ongoing management is needed, we can discuss additional services tailored to your situation.

Our focus is on ensuring that your Centrelink entitlements are fully optimized, and we’ll always be transparent about any additional support you may require moving forward.

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Pension Experts offers:

Specialized Expertise:

We’ve spent over a decade focusing on Centrelink and aged care, making us the best choice for seniors who need help with these specific entitlements.

Comprehensive Support:

We provide clear, simple advice in plain English—no jargon or complicated explanations. You’ll know exactly what to do next.

No Long Holds or Endless Forms:

We handle the complex paperwork and communication with Centrelink, saving you time and stress.

Peace of Mind:

We ensure that your Centrelink entitlements are maximized, helping you get every dollar you deserve without the stress of doing it yourself..

FREQUENTLY ASKED QUESTIONS

It's a comprehensive, one-hour consultation where we review your Centrelink situation, answer your questions, and provide actionable steps to optimize your entitlements. This audit is designed to give you peace of mind and clarity around your Centrelink benefits.

This service is ideal for part-pensioners, self-funded retirees, those entering aged care, and people with complex Centrelink issues such as trusts, SMSFs, or company income. It's also suitable for parents managing inheritances for children on the NDIS or DSP.

At the end of the meeting, you'll receive clear guidance on next steps. If you need further help managing your Centrelink affairs, we can discuss what additional services are available to support you.

Yes, if your situation requires ongoing management--such as maintaining Centrelink applications or handling regular updates--we can provide ongoing support tailored to your needs. However, all clients start with the $395 audit.

Centrelink's Financial Information Service (FIS) can provide general information, but they don't offer the tailored, comprehensive advice and ongoing support that we do. Our team specializes in Centrelink law and aged care, so you get expert advice designed specifically for your situation.

No, Pension Experts provides detailed guidance on Centrelink Pension Payments, but we are not licensed financial advisers or planners. Our service is focused on giving you accurate calculations and factual information about your entitlements. If it appears that your situation could benefit from comprehensive financial advice, we can refer you to a qualified financial planner from our trusted network who specializes in Centrelink matters and can help optimize your financial plan.

Get Started with Your $395 Centrelink Audit

If you’re ready to finally understand and optimize your Centrelink benefits, it all starts with a one-hour audit. Book your meeting today, and let Pension Experts help you get the benefits you deserve.

Book your appointment today!